I don’t know if this is what some people would call life changing money.
safe bet: long term investment for retirement or to buy a house.
dreamer me: study the piano bachelor you always said you wanted to do, even if it’s just the bachelor, and not a master, even if you’re doing it not for the money or fame, but just because you want to play and maybe teach part time, but mostly because is something I enjoy doing, even if teaching the piano is mostly a side job to my main job.
I don’t know what to do. Feel free to read my previous post, because it’s related to this one.


If you can fully pay off a house that’s in good shape and doesn’t need any major repairs or anything I’d suggest that if you’re thinking about it. Ideally with a well and septic system so your only real bills are electricity and property taxes. No lifestyle creep, you can just continue to live the way you live but never pay rent again. Then that rent money you’re saving put that towards whatever you want, spend it as soon as you get it, save up for whatever you want. Housing isn’t a good place to be putting money right now, but there isn’t anywhere that is, even gold is fucked. But having a paid off house now will give you a huge change in your life immediately that provides your immediate needs of living indoors while giving you a path of more income from not paying rent.
Don’t forget solar.