Like this: the individual has a bank account with some left over balance (not much) but the last time it was ever used for any transactions was like 48 months ago (since then, no further activity has been recorded nor has the associated card been used to conduct a transaction). Just because it’s inactive, can the bank close that person’s account due to inactivity?
Yes. I had an account closed because it was empty and therefore the monthly maintenance fees it had were not getting paid. The strangest thing? They never even gave me a warning.