Like this: the individual has a bank account with some left over balance (not much) but the last time it was ever used for any transactions was like 48 months ago (since then, no further activity has been recorded nor has the associated card been used to conduct a transaction). Just because it’s inactive, can the bank close that person’s account due to inactivity?
In the us they do. The funds go to the state who looks for the owner of the assets. They are considered abandoned. My state and I assume most have a website where you can look if you have any monies out there from yourself or like your parents and they died. If its there you have to do some paperwork and jump through a few hoops to get it. So best to keep up with your accounts.