They’re not payment processors. Not saying they’re not at fault for anything, but the whole fucking payments industry is complicated as hell with a ton of different layers between different companies and anyone of them could’ve been the ones to cause this issue. People are just circle jerking on Visa and MC because they’re the biggest dogs in the chain
Don’t know what constitutes “major”, but if you expand out to the top 50 by population then over half have a mayor that is a PoC. A lot of those are in red states and are in trouble if these fascists start targeting blue dots specifically, I fear