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Joined 11 months ago
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Cake day: December 12th, 2023

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  • on the one hand - my wife and i didn’t have insurance when my oldest was born, as i was doing contractor work overseas. Between one thing and another over the course of that year, we paid like $8k in medical expenses, including all the obgyn visits and the actual delivery, plus a hernia repair for me. The hospital was very easy to work with. Our income was very high so it was not exactly a burden. (8k was about 2% of total salary)

    on the other hand - this year, with insurance we’re going to pay about $6k in insurance premiums and $8k in medical expenses before we hit our deductible (~7% of total salary)

    on the gripping hand - last year we had really excellent insurance. we paid a total of $1200 for the year in premiums, $50/pay period, and our deductible was only $2k. (~1% of total salary)

    So it definitely varies a lot